
Loan application rejected – What’s next?
Have your ever applied for an auto loan, a home loan or a personal loan? What if the loan application

Moratorium – ” a solution or a problem”
If ever there was a googly or a curve ball – its COVID – 19. Call it whatever you want

NEW YEAR…NEW DECADE…NEW BEGINNINGS..
I had slipped into a fairly long self imposed sabbatical on writing my blogs and now, feeling the need, I

“Follow These 10 Commandments And Credit Cards Wont Rule Your Life”
My secretary discovered the other day that I was the former MD of CIBIL and sheepishly requested for advice –

No credit to credit: 3 ways!
Your loan application is rejected because you don’t have any credit history? How do you build your credit history ?

Should you or should you not – shift lenders?
In these times of stiff competition among different lenders, it is observed that there has always been an effort made

Why isn’t your “Income” a part of your Credit Score?
Race, religion, gender, nationality, marital status and employment history do not impact credit scores. It is because these factors do

Have you tried “Envelope Budgeting”!
Hi! How are you? Summers are here! What better season and reason to go on a holiday with family &

God has no credit history!
Hi How have you been? So, wouldn’t it be a fair assumption that all human beings have credit history, provided
