Housing Finance

The dramatic transformation of the housing finance landscape, from traditional to digital and customer-centric approaches, underscores the increasing importance of analytical skills. As lending methods evolve, professionals must evaluate complex financial data and credit reports to make informed loan decisions.  This analytical capability is crucial for assessing creditworthiness, managing risks, and optimizing loan performance in the modern market. This shift has been influenced by technological innovation, updated norms and regulations, and a move towards greater market orientation. Additionally, Fintech lenders are leveraging…

Pre planning is better than planning…just like pre-paying is better than paying! Owning a house of your own is a life time dream for many of us. Undoubtedly the most common way of fulfilling and accelerating this quest is by availing a Home loan. It would be only correct to state that the first step towards fulfilling this dream should be preparing a “Check list”. It will certainly help you make the complete process easier and smoother for you. Here…

The “Balance Transfer” game!  Let’s talk about “transfers” today. What has been a regular happening in European football and other international team events has now come home in a big way - courtesy the IPL. Players are transferred between teams and they get some serious money as teams bid for individuals and suddenly, as the season starts, you see a player playing against his “erstwhile” team from last season.   Closer home, and in the world of housing finance, “transfers” take…